Live Tests Subjects & Topics
Logical Reasoning
Puzzle and Seating Arrangement
Data Sufficiency
What is Indian Bank PO
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The PO is an officer-cadre post in Indian Bank. It is a managerial-trainee position: officers post probation (training), then regular duties in branches or administrative / supervisory roles.
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As a PO you will be handling customer services, supervising clerical work, loans & advances, accounting, marketing, etc.
Eligibility Criteria
From available sources (recent past notifications):
| Eligibility Parameter | Details |
|---|---|
| Age | Typically 20 to 30 years for General category. Testbook |
| Age Relaxation | Provided for SC/ST, OBC, Persons with Benchmark Disabilities, ex-servicemen etc. Testbook |
| Education | Bachelor’s degree in any discipline from a recognised university. Chegg India+1 |
| Nationality | Indian citizen (or as per Indian Bank’s rules) etc. Usually standard clause. |
Salary & Perks
Based on latest known updates:
| Component | Amount / Structure |
|---|---|
| Basic Pay | Approximately ₹23,700/month for PO on joining. Testbook+1 |
| Dearness Allowance (DA) | + ~ ₹10,163.63 (or so) Sathee+1 |
| Special Allowance | ~ ₹1,863 Testbook+1 |
| House Rent Allowance (HRA) | Varies by location: ~8.5%, 7.5%, or 6.5% depending on city / place of posting. Testbook+1 |
| City Compensatory Allowance (CCA) | Additional 3-4% depending on location. Sathee+1 |
| In-Hand Salary (approx.) | Around ₹38,000/month on joining after all allowances. Testbook |
Other benefits may include travel allowance, medical benefits, pension/NPS, performance incentives, etc. Testbook
Exam / Selection Process & Pattern
While exact pattern may vary with each recruitment, typical features include:
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Mode: Online examination. Chegg India+1
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Stages: Usually a written / online test; maybe followed by an interview / personal discussion, document verification etc.
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Subjects tested include: Reasoning, Quantitative Aptitude / Numeric ability, English Language, General / Banking Awareness, Data Interpretation etc.
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Cut-offs: Minimum qualifying marks in each section; cut-offs category-wise.
For example, the Local Bank Officer (LBO) exam of Indian Bank has pattern: Online test with ~155 questions totaling 200 marks in four subjects (Reasoning & Computer Aptitude, General/Economy/Banking Awareness, English, Data Interpretation) + Interview / or test + interview. Career Power
Age & other eligibility criteria etc as above.
Probation & Training
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After selection, candidates are usually on probation for a fixed period during which they undergo training and are familiarised with various banking operations.
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On successful completion of probation, POs are confirmed and fully functional in their roles.
Job Profile & Duties
As an Indian Bank PO, duties may include:
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Managing branch operations: handling customer transactions, cash management.
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Loans & advances: processing, appraisals.
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Account opening, KYC compliance.
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Marketing bank products (fixed deposits, savings, etc.).
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Supervising clerical staff.
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Maintaining branch records, ensuring regulatory compliance.
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Reporting and coordination with higher management.
Career Growth
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After PO, promotion paths lead to higher officer scales (e.g. Manager, Senior Manager, etc.).
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Opportunities in specialised departments (credit, risk, operations, IT, forex etc) depending on strength, interest and performance.
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With experience, transfers to administrative roles, higher responsibilities.
Pros & Challenges
Pros:
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Stable Government/PSB job with good job security.
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Decent starting pay & benefits.
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Exposure: you learn a lot (finance, customer handling, regulations etc).
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Growth potential.
Challenges:
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Competitive exam; preparation required.
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Sometimes postings may be in remote or less-desirable locations.
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Workload especially in busy branches can be high.
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Performance expectations are strict; promotions may depend on both seniority and performance.